Health insurance helps protect you from high medical care costs. It is a contract between you and your insurance company. You buy a plan or policy, and the company agrees to pay part of your expenses when you need medical care.
Many people in the United States get a health insurance policy through their employers. In most cases, the employer helps pay for that insurance. Insurance through employers is often with a
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- Health Insurance (National Library of Medicine)Health insurance helps protect you from high medical care costs. It is a contract between you and your ... Many people in the United States get a health insurance policy through their employers. In most cases, the ...
- ... and disease risk, are not covered by most health insurance plans. Because this testing is done without a ... be used to diagnose any disease or condition), health insurance companies generally will not pay for it. However, ...
- In many cases, health insurance plans will cover the costs of genetic testing when it is recommended by a person's doctor. Health insurance providers have different policies about which tests are ...
- Managed Care (National Library of Medicine)Managed care plans are a type of health insurance. They have contracts with health care providers and medical facilities to provide care for members at reduced costs. These providers make up the ...
- Depending on how you get your health insurance, you may have a choice of different types of plans. Health Maintenance Organizations (HMOs). These plans offer a network of health care ...
- Medicare (National Library of Medicine)Medicare is the U.S. government's health insurance program for people age 65 or older. Some people under age 65 can qualify for Medicare, too. They include those with ...
- Medicaid (National Library of Medicine)Medicaid is government health insurance that helps many low-income people in the United States to pay their medical bills. The Federal government sets ...
- Financial Assistance (National Library of Medicine)Health care can be costly. If you have health insurance, it usually pays at least part of your medical costs. If you don't have insurance or need help with costs that aren't ... with your health care provider, social worker or the business office ...
- ... Information Nondiscrimination Act (GINA) made it illegal for health insurance providers in the United States to use genetic information in decisions about a person's health insurance eligibility or coverage. This means that health insurance ...
- Medicare: Talk to Someone (Centers for Medicare & Medicaid Services)... related costs Find Your State Office Get free health insurance counseling State Health Insurance Assistance Programs (SHIPs) help people with Medicare and ...
